What to Give? QCD, Cash, or Stock

How can you help your donors decide whether to fund their gift using a QCD or another asset? What three critical questions should you ask? How will your donor’s answers help you steer them toward making a QCD or giving another asset, such as cash or appreciated securities? We will start the session by reviewing the QCD rules when making an outright gift or funding a life income plan, as well as the rules that apply to required minimum distributions (RMDs). We will then focus on the key questions you should ask your donor to help them identify the best asset for funding their gift. We will use a series of cases to demonstrate how the answers to these questions affect the relative benefits of funding a gift with a QCD, cash, or appreciated securities.