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What We Do

FIND MORE PROSPECTIVE DONORS

Marketing Services

We can help you reach and engage with prospective donors through a sophisticated blend of traditional and online marketing initiatives. We work with you to customize the ideal marketing approach for your audience, drawing for a range of available platforms.

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Improve your planned giving program

Consulting

Our experts will help you build upon your program's strengths, identify and address weaknesses, minimize financial risks and maximize benefits. Wheather your program is small or large, basic or sophisticated, we can help you enhance your efforts.

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Get more gifts

Gift Illustrations

We can provide you with tools and expertise you need to effectively present the benefits of a planned gift to your prospective donors, to create gift annuity agreements and gift calculations, and to help your donor understand what type of planned gift makes most of sense for them.

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Steward donors and be in compliance

Gift Administration

Ensure efficient and effective gift administration by outsourcing the work to PG Calc. By combining our decades of planned giving expertise with state-of-the-art tools like GiftWrap, we can fulfill all of your stewardship and compliance needs.

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What's New

Insight

May 15, 2026

June IRS Discount Rate: 5.0%

In this month's eRate newsletter:

Featured Article: Now That the Pain of Tax Season Has Passed - A Primer on Charitable Income Tax Deductions and the Concept of Income Tax Savings
Quick Tip: Customize Your Disclaimer Statement in PGM Anywhere
From the Blog: BDQ #11 – What Is the IRS Discount Rate, and Why Does It Change Every Single Month?
CGAs and Bargain Sale Basis
Several States Pass RIFT Legislation

Read Now

sleepy cat - image by zheng kai - unsplash

A Primer on Charitable Income Tax Deductions and the Concept of Income Tax Savings

Now that “tax season” is over, we can look at issues we pushed aside prior to April 15. One of the most frequent questions we receive is regarding the “tax savings” line on the Summary of Benefits Projection chart. In order to understand the tax savings concept, we need to understand the charitable income tax deduction. For planned giving professionals, the charitable deduction has always been at the focus of the process, rather like the proverbial pot of gold at the end of the rainbow.

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Case Study

May 2026

Consulting Case Study #2: “Is Our Gift Annuity Program Worth the Effort?”

Read the second case study from PG Calc’s Consulting Services team that answers the question, “Is Our Gift Annuity Program Worth the Effort?” See how a program assessment of a gift annuity program can help determine: 1) The market value of each gift annuity and whether any are underwater, 2) The projected benefit of each annuity, 3) The projected cash-flow as each gift annuity terminates, and 4) How to make the program stronger.

Read the Case Study

finger pushing a "Planned Giving" button

PG Calc Blog Post

May 12, 2026

BDQ #11: What Is the IRS Discount Rate, and Why Does It Change Every Single Month?

If you have ever run a calculation for a gift annuity or a charitable remainder trust, you have seen a specific number – usually somewhere between 4% and 6% – labeled as the “IRS Discount Rate,” “CMFR,” or the “Section 7520 Rate.” For many of us, this is just a mysterious number that suddenly appears to determine how much of an income tax deduction our donors get. Where does this Discount Rate come from, and why is it so restless?

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Case Study

April 2026

Consulting Case Study #1: Fundraisers Paralyzed by Planned Gift Questions

PG Calc’s Consulting Services team has learned a lot about planned giving over the past 40 years and helps nonprofits face many common challenges with their programs.

Read this case study that addresses one common challenge: fundraiser paralysis. Learn how training and coaching by a PG Calc consultant elevated our client’s fundraisers from “check seekers” to philanthropic advisors.

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Marketing Pro Tip

May 2026

Use Personalization to Drive More Gift Annuities in Your Summer and Fall Mailings

A great way to help your donor understand the benefits of a gift annuity is to provide a personalized gift illustration. This way, they see the financial and tax benefits they will enjoy while they support your charity’s mission. Imagine being able to include a personalized gift illustration to every donor on your mailing list, so your mailing can provide a gift suggestion tailored to each one! That’s the power of PG Calc’s BatchCalcs.

Learn About BatchCalcs

Software Training

June 4, 2026

Computing FASB Liabilities with GiftWrap (ONLINE 1.5 hours)

This class will focus on one of the most important reporting functions in GiftWrap – the calculation of estimated liabilities for life income gifts, in compliance with FASB standards. No matter the size of the organization, or the state in which the organization is based, all organizations sponsoring life income gifts need to calculate a reasonable estimate of the total future liability for each gift.

Software Training

Aug 5-6, 2026

Gift Planning with PGM Anywhere - In Person (Boston)

These hands-on trainings are a great opportunity to develop your planned giving knowledge and PGM Anywhere software skills to close more gifts.
Aug. 5 Introductory Session: use case studies to introduce planned giving concepts, covering immediate and deferred gift annuities, remainder trust basics, and gifts made utilizing the IRA QCD provision for CGAs.
Aug. 6 Advanced Session: Explore advanced gift plans including flip CRUTs, retained life estates, charitable lead trusts, and gift plans using funds from traditional IRAs.

PG Calc Blog Post

April 15, 2026

Respect for the Deceased: Your Final Obligations When a CGA Terminates at Death

While some CGAs are voluntarily terminated by annuitants, either for a charitable deduction or a lump sum payout, the vast majority of CGAs terminate with the death of the final annuitant. When this happens, the charity must fulfill their final contractual obligation to the CGA’s donor, which is to distribute the residuum to the charitable purpose. Here’s our recommended list of steps that should be completed before releasing the gift.

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